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Deposit Deepening

Curinos One Compound

Find the deposit opportunity already in your book before your competitors do.

Inside Compound

Most deposit growth is hiding in plain sight.

Most institutions know their existing customers aren’t fully captured. The money is somewhere else, not because the customer left, but because nobody identified the opportunity and made the right move at the right moment. The primary relationship stays. The wallet share grows somewhere else.

Curinos One Compound finds where it’s going, and gets there first.

The Decoder Ring

Where the deposit opportunity lives, by segment.

Every customer bucketed by tenure, balance tier, and product mix. Compound surfaces the segments with the largest predicted uplift, and the cross-bank intelligence behind why.

Compound opportunity sizing dashboard: predicted total deposit balance, current balance, gap to goal, and an opportunity distribution scatter plot of customer segments.

From Opportunity to Activation

Sized opportunity to live activation, in one flow.

A prioritized set of activation strategies for each segment, with the expected deposit impact across email, in-app, banker outreach, and more. No handoff. No six-week build.

Compound activation decisions: a table of prioritized strategies ranked by expected deposit balance and marginal cost of funds across channels.

The Prompt Lands in Salesforce

Same banker, same morning. Three customers, three conversations.

These activations surface directly in the banker's existing CRM. The right insight, the right lead, the right talk track for each individual customer, carrying intelligence all the way to the moment of interaction.

Compound banker view in Salesforce: customer profile, key insights, and prioritized leads with thumbs up or down feedback.

Continuous Learning

The platform doesn't assume that what worked yesterday will work tomorrow.

Decision intelligence drives measurable deposit growth month over month. It continuously learns, from banker feedback, from customer behavior, from channel performance. It brings that intelligence back to the people making decisions.

Compound marketing performance dashboard with Curinos CoPilot panel surfacing AI-generated suggestions to fine-tune the message library and program configuration.

See It in Action

See Curinos One Compound in action

$1.6B

Incremental new-to-bank balances since launch

Top Digital Bank

10x

First-year return on investment

Top Digital Bank

See Compound in Action

Talk to an Account Manager about your deposit deepening strategy.